First Bancshares Stock Analysis

First Stock Analysis Notes

About 18.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.81. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bancshares last dividend was issued on the 12th of December 2025. The entity had 2:1 split on the 23rd of July 2003. First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama. First US operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 175 people. To learn more about First Bancshares call James House at 205 582 1200 or check out https://www.fusb.com.

First Bancshares Investment Alerts

First Largest EPS Surprises

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First Bancshares Environmental, Social, and Governance (ESG) Scores

First Stock Institutional Investors

Note, although First Bancshares' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 85.06 M.

First Profitablity

The company has Profit Margin (PM) of 0.16 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.29 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.29.

Management Efficiency

At present, First Bancshares' Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.06. At present, First Bancshares' Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 105.9 M, whereas Total Assets are forecasted to decline to about 702.4 M. First Bancshares' management efficiency ratios could be used to measure how well First Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 1st of February, First Bancshares shows the Mean Deviation of 1.41, downside deviation of 2.05, and Coefficient Of Variation of 712.86. First Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Bancshares Price Movement Analysis

First Bancshares Insider Trading Activities

First Bancshares Outstanding Bonds

First Bancshares Predictive Daily Indicators

First Bancshares Corporate Filings

First Bancshares Forecast Models

First Bancshares' time-series forecasting models are one of many First Bancshares' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Bancshares' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Bancshares Bond Ratings

First Bancshares financial ratings play a critical role in determining how much First Bancshares have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Bancshares' borrowing costs.

First Bancshares Debt to Cash Allocation

First Bancshares currently holds 20.87 M in liabilities with Debt to Equity (D/E) ratio of 6.96, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Bancshares' use of debt, we should always consider it together with its cash and equity.

First Bancshares Total Assets Over Time

First Bancshares Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Bancshares uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Bancshares Debt Ratio

2.07

It appears most of the First Bancshares' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Bancshares' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Bancshares, which in turn will lower the firm's financial flexibility.

First Bancshares Corporate Bonds Issued

First Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Bancshares prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Bancshares. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

When running First Bancshares' price analysis, check to measure First Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancshares is operating at the current time. Most of First Bancshares' value examination focuses on studying past and present price action to predict the probability of First Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancshares' price. Additionally, you may evaluate how the addition of First Bancshares to your portfolios can decrease your overall portfolio volatility.